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Personal Budgeting/Finance

Personal Budgeting/Finance Feature Writer: Lena Gott

Welcome! You've found the place to learn how to manage personal finances.

The writers at Suite101 offer evergreen financial advice (such as How to Be Frugal) as well as pertinent financial information related to current events (like New Car Tax Rebates for Americans). To help our readers cope with tough economic times, we've covered topics such as how to save money by cutting back on spending & where to find free Microsoft Excel budgeting spreadsheets.

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Feature Writer Articles in Personal Budgeting/Finance

Georgia Unemployment Benefits – dol.state.ga.us
Apply for GA unemployment insurance benefits. File for Georgia unemployment compensation; get OLIVoR phone number, application & office locations info at dol.state.ga.us.
Michigan Unemployment Benefits- Michigan.gov/uia
Set up an account to apply for MI unemployment insurance benefits at Michigan.gov/uia. File for Michigan unemployment compensation; find phone number, office locations.
2010 Taxes – Tax Credits and Deductions Changes
IRS federal income tax rules will change in 2010; tax deductions may expire & tax credits will go away. Changes to taxes for 2010 include several expiring tax breaks.
Energy Star Appliance Rebates & 2010 Tax Credits
Cash for Appliances programs are starting; combine Energy Star® appliance rebates with government appliance credits. Research 2010 appliance tax credits online.
Is the $250 Stimulus Check Taxable?
Are $250 stimulus checks taxable? Social Security recipients, disabled veterans - find out how 2009 stimulus payments affect making work pay & retiree tax credits.


Contributing Articles in Personal Budgeting/Finance

No More Automatic Overdraft Fees
Beginning in July, banks will no longer automatically charge overdraft fees for ATM and certain debit card purchases.
Basic Bank Account
Basic bank accounts vary widely in charges for unpaid direct debits and other features
Personal Budgeting
Creating a personal budget plan can be a money-saving decision and a financial boon during any economic climate.
Saving Money Expert - Retirement
In these later years, it's not as easy to make up for shortfalls or unexpected expenses. Learning to make that retirement money go as far as possible is critical.
Saving Money Expert - Electricity, Gas, Water
Today's utility bills take up a good percentage of the total monthly household budget. Here's a few helpful tips for cutting electricity, gas, and water costs.
Saving Money Expert - Phones and Cell Phones
Today there are a number of cell phones, PDA's, and smart phones available to consumers. How does a modern communicator save money? Here's a few helpful tips.
Stop Debit Card Fraud on Debit Card Accounts
With debit cards linked directly to a checking account, it is imperative that the debit card holder be cautious with their bank debit cards. Here are some tips.
Practice Debit Card Safety Stop Debit Card Fraud
Debit card protection is one of the smartest things a card holder can practice to make sure their debit card is only used for purchases they authorize.
Rent Affordability Calculators Online
For anyone unsure of how much rent is too much on a given salary, rent affordability calculators are available online. Here are a few good online rent calculators.
The Benefits of a Credit Counseling Service
Through a credit counseling service, people can make it easier to pay off their existing debts and gain professional advice to avoid future financial problems.
Five Child Tax Credits & Kid Tax Deductions 2009
U.S. 2009 tax filers with children may be able lower their 2009 taxes (due April 15, 2010) with child credits & deductions related to having dependent kids or students.
Saving Money Expert - Movies, Music, and TV
Today's entertainment options would boggle poor Granny's mind, as would the cost of them. Here's a few more of Granny's helpful tips for cutting entertainment costs.
How to Eliminate Credit Cards Debt
Getting out of credit cards debt is very important, as the use of credit cards continue to jeopardize the financial situation of many people.
Saving Money Expert - Cutting Food Costs Again
More money saving tips from saving money expert Granny Ruby on shopping, getting the best price, and the value of stocking up on food items when possible.
Save Money by Cycling This Recession
Bicycle riders enjoy financial perks from an active lifestyle. Learn how cyclists save on more than just gasoline expenses.

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