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Personal Budgeting/Finance

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Women and Money
This article provides rich insights on money management for women who want to achieve financial freedom and retire comfortably.
Monthly Money Allocation Plan Family Budget
The Monthly Money Allocation Plan, or MMAP, is a budgeting tool families can use to help manage their spending each month.
More Tricks Credit Card Companies Play
By understanding the terms that credit card companies use on their credit cards, consumers can stay one step ahead of the game with their credit card accounts.
Learn About Tricks Credit Card Companies Play
Empower the use of credit cards by understanding credit card terminology that the credit card companies use on things like a credit card reward program and more.
Learn When to Refinance a Mortgage
Refinancing a mortgage is a great way to reduce monthly bills in the short term, but lowering the rate may result in more costs and a loss in the long run.
Extreme Makeover Home Edition Foreclosures
Loan modifications, foreclosures, and the need to short sell are affecting even those who received homes from Extreme Makeover. Some are unable to stop foreclosure.
How to Regift Responsibly
There's a right way and a wrong way to do almost everything. Learn how to take something you consider 'trash' and turn it into someone else's treasure!
Saving Money At Christmas
For families feeling the pinch of the economic recession, here are some helpful tips to relieve the financial pressure
Global Financial Crisis Promotes Frugal Living
Mention the Global Financial Crisis and thoughts of doom and gloom generally prevail. Look beyond the negatives, for the GFC has its upside.
Unsecured Consolidation Loan
An unsecured consolidation loan can help keep debt under control without the need for collateral, but certain restrictions may apply.
Free Beauty Tips For The Recessionista
While the world waits for economic recovery, YouTube remains a haven for free beauty advice, doled out by dedicated users.
Best Christmas Gifts for Active People Under $25
Looking for a great present for the active person for under $25.00? Find inexpensive gifts this Christmas for athletes and outdoor enthusiasts.
Ways to Achieve Debt Resolution
Are you hoping to reduce loan and unpaid credit card debt as quickly as possible? Discover the best ways to achieve debt resolution. Become debt-free in under 36 months.
Four Tips to Avoid Holiday Debt Next Christmas
December debt can bring anyone down. Avoid Christmas debt with these four tips.
Christmas Shopping on a Budget
Find inexpensive (or free!) Christmas presents for friends and family this holiday season.
Improve Credit Score Reports by Fixing Errors
Credit Bureaus hold the key to the financial future of all Americans. Fix errors to improve credit scores and get the most out of a credit history.
Reduce Spending
A personal budget can help reduce spending, and save hard earned money. Monthly budgeting is the key.
Ways to Save Money on Kid's Christmas Gifts
No money, no problem. Ideas for Christmas gifts for kids that will save money and save the planet.
Most Popular Websites for Discount Coupons
Find out about the 10 leading websites that present hundreds of discount coupons and the latest cost-saving deals that help shoppers cut costs every day of the year.
Use Christmas Credit Card Spending Wisely
Use the lowest APR credit card to avoid the January bill blues when shopping for Christmas gifts. Just a few tricks can save a lot of money!
Student Loan Debt
Outstanding student loan debt can keep a taxpayer insolvent while the taxpayer settles other debts, on the road to achieving positive net worth.
Authorized Users and Credit Card Debts
Authorized users on a credit account can make purchases, but cannot be legally pursued by collectors for credit card payments.
How to Avoid a Charge Off of Unsecured Debt
If a credit card bill is allowed to go delinquent, it will eventually be charged off by the card company. Consumers should always take action to avoid a charge off.
Budget Planning for Luxury Family Holidays
Shopping around for a bargain holiday for the family is imperative when money is tight. But with forward planning, one may be able to afford a luxury family break.
Ways to Earn Extra Money Online
Do you want to discover ways to sell stuff online to make some quick money? Find out where to earn extra money online.
A Zero Percent Balance Transfer Can Reduce Debt
Do you have too much unpaid credit card debt? Concerned that interest is building too quickly? Discover why a zero percent balance transfer means less debt.
Tips for Paying Off Credit Card Debt
Are you finding it difficult to maintain debt repayments? Want to improve an income-to-debt ratio? Discover the latest tips for paying off credit card debt.
Practical Help with Credit Card Debt
Revolving credit is spiraling out of control for many families, but there are a number of effective ways to reduce debt. Find out where to get help with credit card debt.
Debt Free Management in Canada
A debt management plan is much better than a bad credit debt loan at helping Canadians with poor credit achieve a debt free lifestyle in a reasonable amount of time.
Where to Get Bad Debt Help
Too much unsecured debt is a problem that can be tackled with a debt relief program. Find out what sources of bad debt help are available.
How Debt Settlement Services Can Help You
Is it difficult to keep-up with the repayments on unpaid credit card debt and other unsecured debts? Find out how a debt settlement service can reduce debt by up to 50%.
What's the Best Time to Christmas Shop?
Wondering what's the best time for Christmas shopping? Find out how to Christmas shop to save money and how to avoid crowds when holiday shopping.
Where to Get a Guaranteed Bank Account
Are you looking for a bank account for bad credit? Want to avoid credit scoring? Find out what guaranteed bank accounts are available.
Why You Need a Financial Plan
Many people do not have a financial plan, yet they want to be financially successful. Good financial planning paves the way to financial success.
Christmas Debt – Last-Minute Strategies
Managing debt throughout the year is the wisest approach to eliminating debt at Christmas. But there are eleventh-hour solutions to minimize Christmas credit card debt.
How to Donate a Car to Charity
Thinking about donating a car to charity? Auto donations provide much needed support to charity, and donating a car provides a tax deduction for the donor.
Credit Card Debt Relief Explained
Options for credit card debt relief reduce payments by 50% and more. Individuals also achieve large savings using debt settlement letters to begin negotiating with banks.
How a Credit Account Charge-Off Works
A credit card charge off occurs when an individual ceases to make payments on his or her credit card bills for a long enough period of time.
More Taxpayers Choose to File Taxes Online
More taxpayers are filing their U.S. tax returns electronically, with the number of e-filers increasing substantially each year, the Internal Revenue Service says.
Negotiate Lower Payments on Credit Card Debt
Credit card debt that goes unpaid can grow out of control. Consumers can negotiate with credit card companies for lower monthly payments.
10 Steps Personal Debt Reduction- Steps 1 to 5
Personal budget planning requires setting long term goals and continuing to reduce debt over time.
10 Steps to Personal Debt Reduction- Steps 6-10
Set goals for reducing debt and eventually living debt free.
Strategy for Financial Advancement
In order to solve the issue of economic stability, a plan of action must be determined by researching and obtaining the proper tools and information.
Avoiding Adverse Action on Credit Cards
Banks are decreasing credit limits and raising interest rates. Consumers should try to pay down their debt and avoid late payments on everything including credit cards.
How to Avoid Debt with Prepaid Credit Cards
Are you looking for a way to avoid debt? Have problems with a low credit score or have difficulty budgeting? Find out how a prepaid credit card can help.
Cut Your Utility Costs
Utility bills can be a big part of any household budget, but a few simple precautions can result in big savings.
Dress For Less
Learn savvy shopping techniques to have a great looking wardrobe for less.
Live Well For Less
Many people are surprised at the ways they can cut expenses without even noticing a change in the quality of their lives.
Eat Well for Less
The kitchen is one of the easiest places to trim the budget, and most families can take advantage of these strategies to save money on groceries.
Eat Better For Less
Families searching for a way to save money or cut expenses should look first at how much they spend at the grocery store.