Personal Budgeting/Finance
Latest Contributing Articles
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Women and Money
This article provides rich insights on money management for women who want to
achieve financial freedom and retire comfortably.
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More Tricks Credit Card Companies Play
By understanding the terms that credit card companies use on their credit cards, consumers can stay one step ahead of the game with their credit card accounts.
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Learn When to Refinance a Mortgage
Refinancing a mortgage is a great way to reduce monthly bills in the short term, but lowering the rate may result in more costs and a loss in the long run.
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How to Regift Responsibly
There's a right way and a wrong way to do almost everything. Learn how to take something you consider 'trash' and turn it into someone else's treasure!
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Saving Money At Christmas
For families feeling the pinch of the economic recession, here are some helpful tips to relieve the financial pressure
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Unsecured Consolidation Loan
An unsecured consolidation loan can help keep debt under control without the need for collateral, but certain restrictions may apply.
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Ways to Achieve Debt Resolution
Are you hoping to reduce loan and unpaid credit card debt as quickly as possible? Discover the best ways to achieve debt resolution. Become debt-free in under 36 months.
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Reduce Spending
A personal budget can help reduce spending, and save hard earned money. Monthly budgeting is the key.
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Student Loan Debt
Outstanding student loan debt can keep a taxpayer insolvent while the taxpayer settles other debts, on the road to achieving positive net worth.
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Tips for Paying Off Credit Card Debt
Are you finding it difficult to maintain debt repayments? Want to improve an income-to-debt ratio? Discover the latest tips for paying off credit card debt.
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Practical Help with Credit Card Debt
Revolving credit is spiraling out of control for many families, but there are a number of effective ways to reduce debt. Find out where to get help with credit card debt.
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Debt Free Management in Canada
A debt management plan is much better than a bad credit debt loan at helping Canadians with poor credit achieve a debt free lifestyle in a reasonable amount of time.
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Where to Get Bad Debt Help
Too much unsecured debt is a problem that can be tackled with a debt relief program. Find out what sources of bad debt help are available.
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How Debt Settlement Services Can Help You
Is it difficult to keep-up with the repayments on unpaid credit card debt and other unsecured debts? Find out how a debt settlement service can reduce debt by up to 50%.
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Why You Need a Financial Plan
Many people do not have a financial plan, yet they want to be financially successful. Good financial planning paves the way to financial success.
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Christmas Debt – Last-Minute Strategies
Managing debt throughout the year is the wisest approach to eliminating debt at Christmas. But there are eleventh-hour solutions to minimize Christmas credit card debt.
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How to Donate a Car to Charity
Thinking about donating a car to charity? Auto donations provide much needed support to charity, and donating a car provides a tax deduction for the donor.
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Credit Card Debt Relief Explained
Options for credit card debt relief reduce payments by 50% and more. Individuals also achieve large savings using debt settlement letters to begin negotiating with banks.
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Strategy for Financial Advancement
In order to solve the issue of economic stability, a plan of action must be determined by researching and obtaining the proper tools and information.
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Avoiding Adverse Action on Credit Cards
Banks are decreasing credit limits and raising interest rates. Consumers should try to pay down their debt and avoid late payments on everything including credit cards.
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Cut Your Utility Costs
Utility bills can be a big part of any household budget, but a few simple precautions can result in big savings.
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Dress For Less
Learn savvy shopping techniques to have a great looking wardrobe for less.
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Live Well For Less
Many people are surprised at the ways they can cut expenses without even noticing a change in the quality of their lives.
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Eat Well for Less
The kitchen is one of the easiest places to trim the budget, and most families can take advantage of these strategies to save money on groceries.
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Eat Better For Less
Families searching for a way to save money or cut expenses should look first at how much they spend at the grocery store.
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